Staking Rewards Calculator

A staking dashboard quotes an APR, but the number people actually want is a dollar figure: how much will this be worth after the 108 days I’m planning to leave it locked up. Getting there means knowing one thing the headline rate doesn’t say: whether the protocol restakes rewards automatically (compounding) or simply pays out a fixed amount each period (simple interest), because those two produce meaningfully different totals over any real holding period.

This tool runs the same compound-interest math as the APY ↔ APR Converter, but instead of returning a converted annual rate, it projects an actual balance across whatever number of days you staked for, and includes a Simple (no compounding) option for programs that pay out rather than auto-restake.

Worked Example: $1,000 Staked for a Year

Click Load Sample and the fields fill with 1000 staked at 5% APR for 365 days under Daily compounding. The final balance comes out to 1,051.27, meaning 51.27 in total rewards — noticeably more than the flat 50.00 a simple, non-compounding 5% would pay over the same year, because daily compounding reinvests each day’s reward into the next day’s calculation. Switching the frequency tab to Simple without changing anything else drops the final balance to exactly 1,050.00, showing that gap directly.

The Compounding Formula, Extended Over Days

Compounding: balance = principal × (1 + APR ÷ n)^(n × t), where n is the compounding periods per year (365 for daily, 12 for monthly, and so on) and t is the staking period in years (days ÷ 365). Simple: balance = principal × (1 + APR × t), with no exponent at all. The Balance Over Time table below the result runs that same formula at 25%, 50%, 75% and 100% of your staking period, so you can see the curve rather than just the endpoint — the gap between simple and compounding widens visibly as the period gets longer, and is barely visible over a single week.

Accuracy Limits: This Is a Projection, Not a Promise

• The APR you enter is held constant for the entire period. Real staking APRs move with network participation and protocol emissions schedules, so a 90-day projection at today’s rate is an estimate, not a guarantee.
• Nothing here accounts for slashing risk, validator downtime, unbonding periods, or the token’s price changing in the meantime — this tool answers “how many more tokens will I have,” not “what will they be worth.”
• The staking period accepts 1 to 36,500 days (100 years); entering 0 or a negative number returns “Enter a staking period between 1 and 36,500 days.” rather than a silently wrong result.
• The Effective APY readout shows what your chosen APR and frequency imply over a full year, for context against other quoted rates; it is not itself used in the balance calculation, which always runs on your actual day count.